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Start-ups can save costs by working from home

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Amid rising office rents buoyed by the active office leasing market and steady economic sentiments, it has become increasingly costly for small businesses or startups to operate in Singapore. Small businesses or startups are often left with limited options as the newer office buildings with state-of-the-art facilities in the Central Business District (CBD) often come with hefty rental costs.

Other options such as strata-titled office units and shophouses are also beyond the reach of some small and medium-sized enterprises (SMEs) or new startups, given the surge in rents and capital values in such spaces in recent years. Adding to the list of challenges for startups is the limited availability of affordable office space outside the CBD.

A residential home might just present a viable alternative for office space, especially if the startup company is small, and its business operations can be managed and facilitated through the application of technology.

Entrepreneurs in small startups and businesses working form home could enjoy substantial cost-savings by not incurring recurring occupancy expenses in commercial buildings.

Be it a private home or a Housing Development Board (HDB) flat, such residences can serve as a place of operation for some small businesses under the Home Office Scheme. Prima facie, it appears to be relatively east to set up a home office compared with setting up a conventional office space. However, small startups that are keen to operate from home should have a clear understanding of the scheme before embarking on it.

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HOME OFFICE SCHEME

Under the Home Office scheme, registration for home office authorisation is easily done online, and entrepreneurs are able to commence their businesses immediately upon successful registration. Hence, this scheme is particularly suitable for startups that wish to minimise time and costs in setting up and office.

In addition, business owners need not worry about the expiry of their home office authorisation as the permit is valid for as long as the business remains in operation. Prior to Dec 2010, business owners were required to renew the permit every five years.

Before registering, it is important to verify if the prospective business activity meets the prevailing home office guidelines. The nature of business must fall under the list of businesses permitted under the Home Office Scheme.

Furthermore, the number of non-residents including employees, partners and directors engaged for the business is capped at two.

As such premises are primarily for residential use, businesses that operate within the home would have to meet the performance criteria stipulated by the Urban Redevelopment Authority (URA). That is, the business operation must not cause any disturbance and inconvenience to the neighbours.

In general, businesses that could potentially become a nuisance or introduce extraneous human or vehicular traffic to the surroundings or the neighbourhood are not permitted.

According to the URA, some of the permitted businesses under the Home Office Scheme can include accountancy services, consultancy services, real estate agencies, technology-based and knowledge-intensive businesses and trading offices. However, businesses such as beauty and hair dressing services, clinics, pharmacies, commercial schools, and employment and maid agencies are not permitted in residential units.

This arrangement of operating a business from home is suitable for startups that do not require a fully-equipped office environment. For instance, an entrepreneur who is planning to venture into an online retailing business (e-commerce) can consider the Home Office Scheme, as the business usually does not require a brick-and-mortar outlet but just as small office space for daily administrative functions.

Other examples where home offices will be suitable for businesses include freelancers from the creative industries from the creative industries, such as photographers, designers and writers.

A temporary but impeccably stylish home
  • THERE are some people who live in the same homes all their lives, and then there are those who seem to move as frequently as the seasons change. Calsia Lee belongs to the latter.
  • Her current residence is a two-and-a-half-storey detached house in Yio Chu Kang, which she moved into last October.
  • The managing director of Mudian, a kitchen and wardrobe specialist, lives with her business partner of 20 years, Selina Tay, principal designer of Collective Designs.
  • Thankfully, Ms Tay has no trouble moving homes too. They know it is time to move when "we chance upon a nice property", says Ms Lee. But it has to be an old house, as "it is easy to tear down and rebuild but we much rather just make additions and alteration works to the house."
  • As with their previous homes, Ms Tay designed the interiors while Ms Lee took charge of the necessary carpentry work.
  • The home's slanted wooden ceiling and its large outdoor space, which faces a park at the back, are its main attractions.
  • When it came to designing her room, Ms Lee told her partner to make it "look like the Ritz Carlton as I like the hotel room feel".
  • Up went silver wallpaper and darker coloured curtains, and the home's original timber flooring which is now stained black.
  • Ms Lee's room did not allow for a full walk-in wardrobe so she had a partial one done instead.
  • A guest room is now the family room, where everyone gathers to watch TV. "We found no need for a guest room in the end," says Ms Lee.
  • As both women are avid cooks, and family gatherings which number 20 to 30 people are frequent affairs, the kitchen is a key area of the house.
  • After designing her own kitchen so many times, Ms Lee says: "I know exactly how many drawers, how many cabinets we would need. I have the precise number and dimensions down pat."
  • Ms Lee says the island counter is one of her favourite spots at home as "this is where we always have breakfast".
  • The dry kitchen area is decked out in grey, giving the area a warm touch.
  • The cabinets come with detailed panelling that hides glassware and other items such as cookbooks.
  • Calsia Lee is not one to be sentimental about the abode she lives in, having moved house several times. But that doesn't mean her residence isn't well-furnished or stylish.
  • The home was renovated in a quick five months, and running her own carpentry company meant that "we could add in stuff as and when we wanted", says Ms Lee.
  • Standing at a far corner of the pool, looking back at the white-washed home, the home could easily pass off as a villa in Australia.
  • Artworks, including those by Joan Miro, Picasso and Dali which the duo have bought over the years adorn the walls.
  • Her eyes light up when talking about her collection of Persian carpets which number more than 20. Her oldest one is in her bedroom which is about 20 years old.
  • "The carpets are like works of art, and they look different from all angles," says Ms Lee, who recently added more to her collection from a recent holiday in Abu Dhabi.
  • It has been eight months since their move and are they getting itchy feet again? "We always say to each other we will not move ever again. But judging from our track record, we know this not to be true," quips Ms Lee.

SMALL OFFICE HOME OFFICE (SOHO)

While the Home Office Scheme provides an alternative for small businesses, one should not confuse the scheme with the term "small office home office" - or SOHO - that is commonly used in the market.

The term SOHO originated from South of Houston Street, a neighbourhood in Lower Manhattan, New York City that transformed from an industrial district into a vibrant commercial district featuring high ceilings and cast iron architectural elements. Consequently, the term SOHO was casually adopted to describe the concept of having a small office set-up within a residence, in Singapore.

In recent years, public and private residential property purchasers may be under the impression that the term SOHO is an official term of use, enabling SOHO units to be used interchangeably as both a home and an office.

However, SOHO is basically a development concept and a marketing theme coined for property development. The term SOHO does not refer to any specific use or type of development allowed for or approved by the URA under the Planning Act. Instead, developments being marketed as SOHO today are classified either as office or residential, and not use simultaneously for both.

An office development that is marketed as residential apartments with the term SOHO may not fully meet the guidelines and technical requirements of various government agencies for residential use (eg provision of sufficient parking facilities).

Small or startup businesses should take precaution and not be misled by the casual term SOHO. They need to check and understand the allowable limits to which they can occupy premises for both office and residential use before renting or buying such units for their business operations.

Business owners who are looking to conduct small-scale business from their homes are still required to make an application under the Home Office Scheme, even if their premises are marketed as SOHO.

VIABLE OPTION

Operating a business from home under the Home Office Scheme can be a more viable option for startups and small businesses, as it eliminates the huge financial outlays of setting up a business in a conventional office space. The initial financial outlays such as rental costs, fit-out costs and security deposits, among others, could break a company while it is at the infant stage.

Even though business owners must appreciate some of the limitations of operating from home - such as a lack of facilities (meeting rooms, business lounges, etc) and inflexibility in changing the amount of space needed for expansion - working from home could still be the most suitable space solution for businesses that have yet to establish themselves in the marketplace or where business owners are still testing the feasibility of a trade or operation.

The writer is assistant manager, research & advisory, at Colliers International


This article was first published in the November/December 2014 issue of The SME Magazine.
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